Our Process

Purchase & Sales

Stage 1 - Taking Instructions

At this stage your solicitor will establish contact with everyone involved. We collect the relevant documents and information from everyone involved to get the process started.

Stage 2 - Pre-Contract

This is where your solicitor does their due diligence. We perform searches on the property and surrounding area as well as reviewing the deeds and related paperwork to make sure you know exactly what you’re getting into. If we catch anything out of the ordinary, we’ll discuss it with you and work out how to move forward. When you’re selling a property with us we respond to the new buyers queries and they perform the searches.

Based on the findings of this stage we write up a contract to confirm the terms of the property transfer. Once everyone agrees on the content of this contract we’ll invite you to sign it and transfer your deposit to us if you’re making a purchase.

Stage 3 - Exchanging Contracts

At the point where contracts are exchanged the transfer of property becomes binding. We will transfer your deposit if you’re making a purchase and agree a ‘completion date’ which is when we will transfer ownership.

STAGE 4 - Completion

This is the day that the transfer is completed. Solicitors will confirm the transfer of funds due, and the keys are released from your estate agents – congratulations on your new home!

STAGE 5 - Post Completion

Following completion your solicitor will set about arranging the payment of any tax due, and the registration of the transfer of property with the Land Registry.

MORTGAGES & RE-MORTGAGES

STAGE 1 - Reviewing the Mortgage

When it comes to mortgages your solicitor is required to review the offer as well as the other property documents (e.g. deeds). We’ll check over your mortgage offer and make sure all the conditions are met. We may have to carry out some searches on the property at this point too to satisfy your mortgage lender.

STAGE 2 - Arranging Completion

Once your lender and you are content with the offer and that any conditions are being met you sign the Mortgage Deed. Your solicitor then gets an up-to-date settlement figure for your existing mortgage (if any) and we set a date to transfer all of the funds.

STAGE 3 - Completion

On the day the funds are transferred to us from your new lender we will settle any existing mortgages and we transfer any left over money to you. Finally, we register your new mortgage at the Land Registry.